Medical Evacuation Insurance - 2020 Review
Medical evacuation insurance coverage covers the unexpected medical emergencies that can happen at any time. The Centers for Disease Control and Prevention states that the most common reasons travelers seek medical care abroad include cardiovascular events, gastrointestinal illness, respiratory distress, fever, or injury or trauma, among others. These unpredictable events can be catastrophic if you cannot receive quality medical care promptly.
When you buy a Comprehensive Travel Insurance plan, the medical evacuation insurance ensures that if you suffer an accident or illness that requires medical care, and there are no adequate treatment facilities nearby, you can be transported to the nearest appropriate facility, or be brought home if you need long-term follow-up care.
Save With Medical Evacuation Insurance Coverage
Medical evacuations can be costly. In cases in the past, families without travel insurance had to mortgage their homes to pay the bill. One traveler who had purchased a $28 policy suffered a medical emergency while on a trip in Europe. After several days in hospital, it was decided he needed to return home to the US for long-term care. His insurance company covered his repatriation home, which cost over $70,000. We have seen other repatriations from further away that have cost over $200,000.
We like to see at least $250,000 of medical evacuation insurance cover within a plan when a traveler is leaving the US.
It’s important to check the small print if you buy a policy on checkout from a Travel Site. Take a look at Expedia coverage – only $15,000 in medical evacuation coverage. That just isn’t enough to get you safely home in the event of a traumatic injury requiring medical support.
Other Benefits Of Medical Evacuation Coverage
Included within your medical evacuation insurance should be those medical services and supplies used during your transportation home. You will inevitably be escorted home by a doctor or nurse - charges for your escort are included within your cover. Also, expenses and escorts will typically be covered if needed to transport your dependent children back home. With such comprehensive cover provided, a medical evacuation insurance plan has to be considered when you evaluate your trip insurance needs. We consider it an essential element of cover. It is not expensive, and the companies that support our customers at AARDY are truly world-class when called upon in such circumstances.
As always, at AARDY we recommend that a traveler consider travel insurance. You can get an anonymous quote in seconds, and compare dozens of the top travel plans from many of the largest US travel insurers, saving you time and money finding the right travel plan for your needs.
What many people do not know is that they won’t find the same trip insurance plans available at a better price – all down to price certainty anti-discriminatory law in the US.
Travel Insurance Comparison – Will I Pay More Buying Travel Insurance from a Comparison Website?
In short – a trip insurance quote for an insurance plan that you see from AARDY is the same price you would see from the insurance carrier direct – we are not allowed to compete on price for ‘filed’ insurance products. No one is. You are certain to get best value from us.