Seven Corners Green Cover Senior Travel Insurance - 2021 Review
If you’re 60 years old or more, your insurance needs change. For older non-US citizens visiting or immigrating to the United States, you need a reliable and affordable insurance option like Seven Corners Green Cover Senior Travel Medical Insurance.
Overview of Green Cover Senior Travel Insurance
Whether you’re immigrating to the United States or just visiting, you have specific insurance requirements that need to be met if you’re over the age of 60. Green Cover Senior Travel Insurance from Seven Corners may be your best bet.
Seven Corners Travel Insurance: What is Green Cover Senior Travel Insurance?
Green Cover Senior Travel Insurance is a medical insurance product designed for individuals between the ages of 60 and 95 who are either immigrating to the United States or are visiting the US. Ideal for visitors who are waiting to qualify for Medicare, Green Cover provides a streamlined process for securing comprehensive medical protection.
Anyone of the appropriate age who has been in the US less than five years is eligible to apply. Length of cover ranges from as short as five days to as long as 364 days, and medical maximum cover is $250,000 for those aged 60-74. Maximums decrease steadily above this age, with the most modest being $25,000 for those aged 90-95.
Deductibles range from $1,000 to $10,000, and plan options include cover for hospitalization, hospice care, home health care and skilled nursing facilities, ambulance services, supplies and therapy, and physician and surgeon benefits. $500 is earmarked for dental accident cover per accident.
Additional benefits include 24/7 travel assistance, international travel cover up to $5,000 depending on the age of the insured, and specialized benefits for cataract surgery, cardiac and/or cancer care, and Alzheimer’s disease.
Seven Corners Travel Insurance Review: What’s Missing From Green Cover Senior Travel Insurance?
There are plenty of limitations to keep in mind when it comes to Green Cover. First and foremost, pre-existing conditions are not covered in any form under this insurance policy. Vision care is excluded besides cataract surgery, as is dental care besides accidental damage. Durable medical equipment is also not included.
Additionally, Seven Corners cannot provide cover to anyone with a Maryland, Washington, New York, South Dakota, or Colorado address.
Green Cover Senior Travel Medical Benefits
Length of Cover - Five to 364 days You may buy a new policy when your prior one ends if you need cover for longer than 364 days.
Arrival Date in the United States - Your arrival date in the in the United States must be less than five years ago.
Medical Maximum Options
- Ages 60-74: $250,000
- Ages 75-79: $100,000
- Ages 80-89: $50,000
- Ages 90-95: $25,000
Part A includes: Hospitalization (includes emergency treatment); Hospice (inpatient & outpatient); Skilled Nursing Facilities (up to 30 days): Home Health Care (up to 30 days)
Part B includes: Physician and Surgeon Benefits (inpatient & outpatient care) Supplies, Therapy, and Ambulance Services
- $1,000 available to ages 60-74
- $1,500 available to ages 60-79
- $2,500 available to ages 60-84
- $5,000 available to ages 60-89
- $10,000 available to ages 60-95
Coinsurance - We pay 80% of the next $10,000 in expenses, and you pay 20%. We then pay 100% of any remaining expenses up to your policy maximum.
Dental Accident Cover - $500 per accident
TRAVEL ASSISTANCE SERVICES* 24/7 Travel Assistance
International Travel Cover
- Ages 60-74: $5,000
- Ages 75-95: $2,500
- Alzheimer's disease - $25,000 Lifetime Maximum
- Cardiac and/or Cancer - $25,000 (after 180 days of cover, benefits are paid to your policy maximum)
- Cataract surgery - $2,500
Applying for Green Cover Senior Travel Insurance
Applying for Green Cover is quick and easy, thanks to the Seven Corners website. Simply filling out a very brief form and clicking the 'Get Quote' button begins the process. Meanwhile, if you still have questions about cover, you can email a customer service rep. You can even live chat with a rep if you prefer.
Green Cover Senior Travel Insurance - Overall Rating
Green Cover makes for some sufficient “just in case” cover for any older immigrants waiting to qualify for Medicare or non-US citizens visiting the United States for a visit. However, if you have more than typical health problems, the lack of cover under this insurance policy may leave you needing more.