Seven Corners RoundTrip Economy - Review
Looking for modestly priced trip protection that still offers ways to protect you and your family while on vacation? Seven Corners RoundTrip Economy Travel Insurance is one possible choice. However, with only $10k of Travel Medical Cover, it is not a recommended plan for those heading overseas.
Review of Seven Corners Trip Insurance Company: Overview of RoundTrip Economy Travel Insurance
Organizing – and paying for – a trip, either by yourself or with your family, represents a major investment. It’s important to protect that investment, and one of the most economical ways to do so is with RoundTrip Economy Travel Insurance.
Seven Corners Travel Insurance: What is RoundTrip Economy Travel Insurance?
Seven Corners RoundTrip Economy Travel Insurance is more than just travel medical cover. In fact, while it does provide up to $10,000 in medical protection and up to $100,000 in benefits for emergency medical evacuation or repatriation – and up to $10,000 in common carrier AD&D – it does much more than that.
RoundTrip Economy’s trip cost protection benefits are quite robust. Trip cancellations are covered to 100% of trip costs up to $20,000, as are costs incurred by trip interruption as well. Trip delays and missed connections are likewise insured up to $250 each. Meanwhile, delays in baggage delivery provide $100 in benefits, while lost, stolen, or damaged baggage is insured up to $500.
There are plenty of optional benefits included as well. Up to $500,000 in flight accident cover is available, as is $35,000 in rental car damage protection. As an added benefit, 24/7 travel assistance service is also thrown in.
Seven Corners Travel Insurance Review: What’s Missing From RoundTrip Economy Travel Insurance?
First and foremost, there is no cover for pre-existing conditions under RoundTrip Economy. As an affordable travel medical insurance plan, however, this is to be expected. You’ll also not be covered if you injure yourself while engaging in “adventure sports” activities like mountain climbing, hang gliding, and other, similar activities.
Additionally, eligibility for baggage protection is not available for electronics, durable medical equipment, most (if not all) vehicles, or household furnishings. Cover, meanwhile, is limited to trips of 90 days or fewer.
Our biggest concern is that the medical cover is inadequate for those who are heading overseas. We recommend no less than $100k of Travel Medical Insurance when leaving the USA. With overseas hospital costs in excess of $3k - $4k per day in extreme cases, $100k of cover is our minimum recommended level.
For that reason, we recommend you buy Seven Corners RoundTrip Travel Insurance for domestic trips in the US, where you can rely upon your personal health insurance.
RoundTrip Economy Travel Insurance Benefits
Trip Cost Protection
Trip Cancellation - 100% of Trip Cost up to $20,000
Covers your non-refundable, prepaid, trip cost if you are unable to take your trip due to a covered reason.
Trip Interruption - Up to 100% of Trip Cost
Covers the non-refundable, unused portion of your prepaid trip cost and the additional cost to return home or rejoin your trip due to a covered reason.
Trip Delay - $250
Pays for additional transportation, meals, accommodations and nonrefundable, unused prepaid expenses if you are delayed 12 or more hours en route to/from your trip. (Separate coverage reasons apply.)
Missed Connection - $250
Pays additional transportation costs to join your cruise or tour if you miss your connection due to a delay of three or more hours. This benefit also covers accommodations, meals, and non-refundable trip payments for the unused portion of the cruise or tour. (Separate coverage reasons apply.)
Accident & Sickness Medical Expense - $10,000 Includes Dental Expense of $750 for an Injury
Covers medical treatment for a sickness or injury which occurs during your trip.
Emergency Medical Evacuation/Repatriation - $100,000
We will transport you to the nearest appropriate medical facility if medically necessary and return your remains to your residence or burial place if you die while traveling. If you are hospitalized more than seven days, we will: 1) transport dependent children home if they are traveling with you, and 2) send a person chosen by you to/from your bedside if you are traveling alone.
Lost, Stolen or Damaged Baggage - $500
Baggage Delay - $100
Covers checked bags if delayed more than 24 hours. (This is secondary to other coverage.)
Accidental Death & Dismemberment (AD&D)
24-Hour AD&D - $5,000
Pays benefits for death, loss of limbs, or loss of sight due to an accident occurring on your trip.
Common Carrier AD&D - $10,000
Pays benefits for death, loss of limbs, or loss of sight due to an accident, which occurs when you are riding, boarding, or alighting from a common carrier.
Flight Accident - $100,000, $250,000 or $500,000
Pays additional AD&D benefits due to an accident occurring while you are a passenger on an aircraft.
Rental Car Damage - $35,000
Provides rental car cover while on your trip.
Pre-Existing Medical Conditions
Pre-existing medical conditions are not covered by RoundTrip Economy.
24/7 Travel Assistance Service Included (provided by Seven Corners Assist)
RoundTrip Economy - Trip Cancellation And Interruption Covered Reasons
- Sickness, Injury or Death
- Jury Duty
- Court-Ordered Appearance
- Traffic Accident
- Residence Uninhabitable
- Felonious Assault
- Terrorist Incident
- Military Duty for Natural Disaster Relief
Applying for RoundTrip Economy Travel Insurance from Seven Corners Trip Insurance
If you think RoundTrip Economy is perfect for you, a quick visit to the Seven Corners website can get the ball rolling. Filling out a contact form and clicking Get Quote begins the process, but if you have further questions you can live chat with a service rep, submit an email, or even call Seven Corners directly.
Review of Seven Corners Trip Insurance Company: RoundTrip Economy Travel Insurance Overall Rating
RoundTrip Economy Travel Insurance from Seven Corners is a highly affordable trip insurance plan that provides excellent value for money. That being said, this insurance cover may not be the best choice if you have specific medical needs that aren’t covered or if you’re planning on traveling with very expensive objects or gear in your baggage.
As mentioned, it is not a plan we recommend for overseas travel.
However, if you’re not in a situation where these issues could cause a possible problem, RoundTrip Economy is probably the best bang for your buck for a short, domestic, trip insurance plan.