Seven Corners Student Express Travel Insurance - 2021 Review
Update: The Seven Corners Student Express Travel Medical is no longer available for purchase. This articles serves as a historical record for the coverages that were provided.
If you’re studying or teaching abroad, you’ll need medical cover to keep you healthy. Seven Corners Student Express Travel Medical Insurance may be an ideal choice for your needs.
- Cover for illnesses and injuries that occur while you are abroad
- Access to a worldwide network of medical providers
- 24/7 travel assistance services
- Cover for your dependents on the same plan
Are you Eligible to Buy Student Express Travel Medical Insurance?
To buy Student Express Insurance, you must be involved in full-time educational or research activities.
- Non-United States citizens may travel to the United States with a J-1, H-3, F-1, M-1, Q-1, or similar visa.
- United States citizens may travel anywhere outside the United States with a valid passport.
State Restrictions: Seven Corners cannot accept an address from Maryland, Washington, New York, South Dakota, or Colorado. Country Restrictions: Seven Corners cannot accept an address from Australia, Canada, Islamic Republic of Iran, Switzerland, Syrian Arab Republic, the U.S. Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone. **Destination Restrictions: **Islamic Republic of Iran and Syrian Arab Republic.
Overview of Student Express Travel Medical Insurance
With a multitude of plan options for US citizens studying abroad as well as non-US citizens studying in the United States, Student Express Travel Medical Insurance is a flexible and robust travel medical insurance plan.
What is Seven Corners Student Express Travel Medical Insurance?
Student Express Travel Medical from Seven Corners offers some of the most robust options for those either studying or teaching abroad. With five different plans for non-US students studying in the United States and a staggering 10 plans to choose from for US citizens studying abroad, each of these different plans offers up to $5,000,000 in lifetime medical maximums.
Depending on your choice of plan, deductibles range from $0 to $100. Per illness maximums range from $50,000 to $250,000, and cover is available for individuals as well as spouses and dependents. Cover can be extended to anyone as young as 31 days old to 64 years of age.
Other benefits include dental accident cover to $500, emergency medical evacuation (including acute onset of a pre-existing condition), political evacuation and terrorism cover, motor vehicle accident injury, and even a limited array of non-contact sports activities like tennis, basketball, roller skating, and other similar activities. $100,000 for personal liability and $25,000 per principal sum per plan in AD&D cover round out this trip insurance plan.
What’s Missing From Student Express Travel Medical Insurance?
There are some limitations to Student Express Travel Medical. First and foremost, pre-existing condition cover is extremely limited, with no benefits offered beyond $25,000 for emergency medical evacuation due to acute onset. Durable medical equipment is also not covered under this plan, nor are there any provisions for vision, hearing, or dental cover (beyond the emergency dental cover in the case of an accident).
Likewise, benefits are not extended for pregnancy or complications arising from pregnancy, treatment of sexually transmitted infections, or birth control medication or devices.
Applying for Student Express Travel Medical Insurance from Seven Corners Trip Insurance
Whether you need your questions answered about Student Express, Seven Corners has customer service reps standing by to take your phone call or answer your email. You can even use the website’s live chat function to speak to a service rep immediately.
Student Express Travel Medical Insurance Overall Rating
Student Express Travel Medical is a highly flexible insurance policy, thanks to the multitude of plans available. This makes it easy to select one for your budget and your desired level of cover. As long as you realize what’s not covered under this insurance cover and plan accordingly, you’ll likely be highly satisfied.