Delta Airlines Travel Insurance - 2020 Review
Delta works very hard to push its own flight insurance on every check-out. One of the most frequent questions that we are searched for is this - Is Delta Airlines Travel Insurance Expensive? Sadly, it is both expensive and has very weak cover. There are many better flight insurance options for customers that will give low price insurance with much stronger cover.
But Delta Airlines is not alone. In our research, at least four other major US airlines, who account for over 65% of all passenger flights from the US, offer the exact same Allianz Travel Insurance at the same high price.
So why is the Delta Airlines travel insurance plan so expensive?
Delta Airlines Travel Insurance - Choice Matters
The problem comes down to choice. We are in an internet age where we are all just a few clicks away from searching for the cheapest priced deals. This includes airline tickets.
The airlines have to try to make their flights look competitive. This may mean that they are subsidizing the cost of their flights by up-selling other products. Travel Insurance is just one of those up-sell items.
Delta Airlines Travel Insurance - Better Options, Lower Prices
Think about the last time you booked a flight. The headline rate for the flight was one price, but by the time you added on baggage fees, change fees and travel insurance, you will have paid out a huge amount of money. Not convinced? The stats from the US Bureau of Transportation show us that the major airlines make literally hundreds of millions of dollars every year out of reservation change fees and baggage fees.
Our advice is to search smart, not just for your flights but also on your travel insurance. Take a look at a Travel Insurance Marketplace like AARDY and shop around to get the right plan for your needs.
It will take you less than two minutes to get an anonymous quote and you’ll be able to compare the product and price your airline or travel site is offering you.
Recent Delta Travel Insurance Search
Here’s a real example. This is Delta Airlines travel insurance.
The search parameters here are one traveler, spending $5000 on a trip between October 1st and 15th.
Look at Delta Airlines' cover limits. They aren’t extensive, and the policy is not cheap. For our search parameters for just one traveler, their plan is over $480.00.
If we run the same quote on AARDY, the cheapest comparable quote is probably the iTravelInsured Travel Lite product, which comes in at $181. That is $300 cheaper than the Delta Airlines plan.
If we compare the two plans you will see that the iTI plan offers far superior cover limits at a fraction of the price.
And that is just on a quote for one person traveling. Now imagine you are traveling with your whole family!
Compare & Save, Quickly
So, before you buy a travel insurance policy from your airline or travel agent shop around, and see how much you can save on a product that’s right for you. And here’s the thing – insurance plans in the US are filed, including the price, so you can’t and won’t find the same plan cheaper anywhere else.