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IMG Patriot Green Travel Medical Insurance - Review

IMG Patriot Green Travel Medical Insurance

IMG Patriot Green Travel Medical Insurance
8
Insurance Partner
9/10
Coverage Options
8/10
Price
6/10

Strengths

  • Strong Insurance Partner
  • Good Coverage
  • Eco Offset Option

Weaknesses

  • Expensive Gimmick?

Interested in one of the many plans that the IMG Global Travel Insurance Company has to offer? The IMG Patriot Green Travel Medical Insurance Plan is certainly different, in that it has an environmental angle.

  • Travel medical insurance for individuals, families and groups
  • Renewable up to 24 months
  • Deductible options from $0 to $2,500
  • Maximum limits from $50,000 to $1,000,000
  • Premium is used to purchase carbon offsets to help lessen the effects of your travel on the environment

Overview of Patriot Green Travel Medical Insurance

The IMG Patriot Green Travel Medical Insurance plan is one of IMG Global’s many different trip insurance products. It’s unique in that it’s much more than just a temporary medical cover plan. In fact, it’s environmentally friendly, as it also offers policyholders the opportunity to offset their carbon footprint. This plan is suitable for individuals, groups, or families vacationing abroad, and for business trips.

IMG-Patriot-Greeen-Travel-Medical-Insurance | AARDY.com

Highlights:

  • Short-term travel medical insurance
  • Cover for individuals
  • Two plan designs: one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
  • Maximum limits from $50,000 to $2,000,000
  • Deductible options from $0 to $2,500
  • Available in daily and monthly rates
  • Renewable up to 24 months if one month is initially purchased
  • Freedom to seek treatment with hospital or doctor of your choice
  • Donations made to offset carbon footprint
  • Benefit for donations to environment organization
  • Eco Sports Rider
  • Paperless product
  • Universal Rx pharmacy discount savings
  • 24-hour secure access from anywhere in the world to manage your account anytime

Who the plan is designed for:

  • Environmentally conscious travelers
  • Green organizations
  • Individuals and families

Read on for more information on the Patriot Green Travel Medical Insurance plan from IMG Global trip insurance.

What is IMG Patriot Green Travel Medical Insurance?

This plan is highly versatile. Patriot Green offers two distinct versions of its plan. IMG Patriot Green International is specifically for US citizens traveling out of the country. Meanwhile, IMG Patriot Green America provides medical cover for non-US citizens traveling outside their own country.  Available exclusively online, these plans range in cover from five days to two years.

Medical benefits under the plan range from $50,000 to $2,000,000, based on your preferences. Travel medical cover deductible choices start at $0 and run to $2,500. The plan provides more than just temporary medical cover. In fact, additional services include identity theft recovery assistance, trip interruption, lost luggage, and similar services.

There are a number of optional travel protection riders available. These include an enhanced AD&D rider and an Eco Sports rider. These riders provide excellent additional cover.

This plan ensures that you, or those traveling with you, have access to covered medical care while traveling. Additionally, your premium payments are also put towards purchasing carbon offsets. This helps lessen the impact of your travel on the environment.

What IMG Patriot Green Travel Medical Insurance is Missing

The IMG Patriot Green Travel Medical Insurance plan is rather comprehensive. However, there’s no language specifying how it handles cover for pre-existing conditions. Also, while trip interruptions are covered, there’s no data on whether trip cancellation cover is included as well.

Applying for Patriot Green Travel Medical Insurance

Applying for Patriot Green Travel Medical Insurance through IMG Global is easy. Their website features an Instant Quote button you can click to view rates. Looking for group rates? There’s a secondary quote button if you’re looking to purchase travel insurance for a larger group.

Have a question that isn’t answered by the website? IMG Global trip insurance has customer service or sales reps standing by. Reps can be reached by email form, live chat, or over the telephone.

Overall Rating for Patriot Green Travel Medical Insurance

The Patriot Green Travel Medical Insurance plan has a lot going for it. First, IMG Global trip insurance’s reputation in the insurance sector is second to none. Second, the ability to offset your carbon footprint is an attractive option for the eco-conscious. Still, it’s important to double-check any missing information before purchasing cover to avoid any unpleasant surprises.

However, it does feel a little gimmicky. Certainly compare the cost of the IMG Patriot Green against the IMG Patriot Travel Medical Plan. And if you do wish to make carbon offsets, then why not do that with a specialist firm and choose the specific offset plan or project that resonates with you. We understand what IMG Travel Insurance is trying to do with its Green plan, but are not sure if it isn't a little too clever.

Safe travels.

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