Cathay Pacific Travel Insurance - 2021 Review
Cathay Pacific Travel Insurance is not offered when booking flights with Cathay out of the USA. This is actually great for customers. They can now look at the entire trip insurance market to get the best rates and coverage.
Those of us who fly within the USA know that every time on check-out, the airline will push its flight insurance. Over the years at AARDY we have conclusively proven that airline travel insurance is of very poor value. It almost always ends up being over-priced with poor cover levels. So, the fact that Cathay Pacific does not market ‘Cathay Pacific Travel Insurance’ is terrific. Customers can now choose – we’ll show you how.
But first to the Cathay Pacific flight booking system.
Cathay Pacific Travel Insurance – Site Layout
The Cathay Pacific flight booking process is simple and elegant. They seem to have gone out of their way to offer customers clarity, allowing a traveler to achieve best value. Many airlines seem to hide their lowest prices, or make fare comparison difficult. Cathay does not do this.
They have a highly intuitive, fast site. Information is presented in a logical manner. We really like the site. It offers a simple, intuitive grid system. Customers can clearly see cheapest flights over a multi-day period. A few other airlines use similar display methodology – Air China, for instance. We think that this is the most efficient search system for a customer.
The lowest possible fare has already been highlighted to us in the fare grid. Once we select the days of travel, Cathay then shows us the least expensive flights for that particular day. Note the trend here – Cathay is always trying to show best value for a customer.
It is unusual, and admirable, that Cathay pursues this line of approach with its customers. We cannot fail to be impressed. In keeping with its desire for transparency, the first few fare booking rules per seat booking class are displayed.
Cathay Pacific Travel Insurance – Economy Fare Options
It is then simple to expand the fare rules so as to simply compare and contrast the different fares. Cathay, in line with every other international airline we have seen, uses different fare rules for the same seat.
Just take a moment to understand this. Same seat. It’s important to understand that the passenger will be sitting in the exact same seat, with the same food and entertainment system. But as you can see, the price for this exact same seat jumps from $691 to $1,431 as the fare rules change. The price is doubling.
What does a customer get for an extra $750? Nothing. Not really, anyway. Re-booking and Cancellation fees are $50 less expensive. A few more ‘Asia Miles’ to add to your account. But really, that is it.
We will show a little later why we never book Refundable seats, and also how to insure non-refundable risk away.
Cathay Pacific Travel Insurance – Compare and Save
We explained that Cathay Pacific Travel Insurance is not available when we buy our ticket online. So let’s shop around. At AARDY that is exactly what we do for you. We get binding insurance quotes, anonymously, from all our major travel insurance carriers.
Here are some excellent low-cost options for our trip. iTI, RoamRight, and TII all have great plans for around $30 for our traveler.
One of our favorite low-cost policies is the iTI Lite plan. It is certainly low-cost – only $30. But it has $100k of Medical Sickness cover and $250k of Medical Evacuation cover.
What is more surprising is that it also has really robust Cancel for Work cover. We typically do not see such cover in this type of low-cost plan, hence it being one of our favorites.
Cathay Pacific Travel Insurance – Cancel for Any Reason
Some people prefer to have a policy in place that provides Cancel for Any Reason cover.
This is a super-powerful benefit that does exactly what it says. A traveler needs to have no reason at all to cancel and still receive a significant refund. The policies that we have that provide such cover rebate at 75%.
The use of Cancel for Any Reason insurance to lower ticket prices has been described as the Airline Ticket Hack. Refundable benefits, yet with Non-Refundable ticket costs. This is why we rarely recommend booking a Refundable seat. We see little point in spending $900 more for a Refundable seat when we can cover most of our needs with low-cost trip insurance.
The TII Worldwide Trip Protector Plus at $75 offers great value. The iTI Travel LX is a little more expensive at $81, but has much higher Medical Cover. Both are excellent plans, and should be considered. In this case, we would probably pay the extra $6 and enjoy the additional medical cover that the Travel LX Plan offers.
Cathay Pacific Travel Insurance – One Site – Many Carriers
We love Amazon and are fans of Expedia. Comparison-shopping is simple. Sites like AARDY do exactly the same for travel insurance. Would you like to visit each travel insurance carrier directly? Of course not. Take the Amazon-like travel insurance experience at AARDY.
So when buying trip insurance, which should you choose? That’s the beauty of insurance comparison – you get to see all the best prices in the market.
Cathay Pacific Travel Insurance – Does AARDY charge More?
You won’t find the same trip insurance plans available at a better price – price certainty is guaranteed as a result of anti-discriminatory insurance law in the US. Take a look at Travel Insurance Comparison – Will I Pay More Buying Travel Insurance from a Comparison Website? This is really powerful consumer protection.
A travel insurance marketplace like AARDY will offer a multitude of different plans from some of the most respected travel insurance carriers in the country. You will only need a few minutes to check value for money, cover, and insurance carrier ratings.