Home > Travel Insurance Reviews > JAL Travel Insurance - 2021 Review

JAL Travel Insurance - 2021 Review

JAL Travel Insurance

JAL Travel Insurance
Insurance Partner
Coverage Options


  • Terrible 'Airline' Travel Insurance Cover is Not Offered
  • Customers free to choose best travel insurance option from market


  • No advice is offered to purchase travel insurance cover
  • Customers could be under-covered
  • particularly those traveling internationally

JAL Travel Insurance cannot be purchased by travelers who book their flights from the USA. This should not be a problem, as there are many other options to choose from.

JAL Travel Insurance | AARDY.com

When flying within the USA we have become accustomed to having airline trip insurance promoted at check-out. At AARDY we have shown over the years that US airline insurance is typically of terrible value – high prices with low cover. So, when we see that ‘JAL Travel Insurance’ is not promoted to travelers out of the US, we see this as a positive – customers can now compare and save.

JAL Travel Insurance – Flight Grid

The flight grid that JAL uses within its site is reasonably intuitive. We prefer the system that its competitor, ANA, uses, but the JAL system is nearly as clear.

JAL Travel Insurance - Flight Grid | AARDY.com

Like most airlines, JAL is keen to sell the exact same seat for more money by changing the cancellation rules. Here we are presented with ‘Economy Special’ and ‘Economy Upgraded’. Now, bear in mind that this is the exact same seat, same food, and the same entertainment system. Yet somehow one is $440 more expensive than the other. On each leg! So, we are looking at a total of $880 for what?

JAL Travel Insurance – Economy Fare Rules

Let’s find out.

JAL Travel Insurance - Fare Rules | AARDY.com

JAL, to its credit, makes the comparison between fare types very simple. The pop-up box is obvious, and the information is pretty detailed. It turns out that there are actually five booking classes for JAL in economy. We were only presented with two of them in our booking, thank goodness.

The difference between Special and Upgradeable is … nothing. A few more miles are available on one versus the other. Be very careful when selecting your fare class with any airline – they are almost baiting you to spend money unnecessarily.

JAL Travel Insurance – Expensive Economy Seats

We chose our Economy seat, which came in at $1,822. This is still an incredibly expensive seat. JAL is a wonderful airline, but flights to and from Japan are double that of those to Singapore, with Singapore Airlines.

JAL Travel Insurance - $1,822 Economy | AARDY.com

At AARDY, we have been privileged to travel to and from Japan on many occasions, and still cannot understand why the flights are so expensive, compared with similar-distance flights to other Asian countries.

JAL Travel Insurance – Compare and Save

We explained that JAL Travel Insurance is not available during the ticket buying process. AARDY takes care of this. We get binding insurance quotes, anonymously, from all our major travel insurance carriers.

Here are some excellent low-cost options for our trip to Tokyo. iTI, RoamRight, and TII all have great plans for around $50 for our traveler.

JAL Travel Insurance - AARDY Options | AARDY.com

One of our most successful low-cost policies is the iTI Lite plan. It is certainly low-cost – only $55. But it has $100k of Medical Sickness cover and $250k of Medical Evacuation cover.

JAL Travel Insurance - iTI Lite | AARDY.com

What is more surprising is that it also has really robust Cancel for Work cover. We typically do not see such cover in this type of low-cost plan, hence it being one of our favorites.

JAL Travel Insurance – Cancel for Any Reason

Some people prefer to have a policy in place that provides Cancel for Any Reason cover.

This super-powerful benefit does precisely what it says. A traveler needs no reason at all to cancel yet will still receive a significant refund. Our policies that incorporate ‘Cancel for Any Reason’ cover rebate at 75%.

The use of Cancel for Any Reason insurance to lower airline ticket prices has been described as the Airline Ticket Hack. Refundable benefits, yet with Non-Refundable ticket costs.

JAL Travel Insurance - Cancel for Any Reason | AARDY.com The TII Worldwide Trip Protector Plus at $123 offers great value. The iTI Travel LX is a little less expensive at $116, and has much higher medical cover. Both are excellent plans, and should be considered.

JAL Travel Insurance – One Site – Many Carriers

We love Amazon and are fans of Expedia. Comparison-shopping is simple. Sites like AARDY do exactly the same for travel insurance. Would you like to visit each travel insurance carrier directly? Of course not. Take the Amazon-like travel insurance experience at AARDY.

So when buying trip insurance, which should you choose? That’s the beauty of insurance comparison – you get to see all the best prices in the market.

JAL Travel Insurance – Does AARDY charge More?

You won’t find the same trip insurance plans available at a better price – price certainty is guaranteed as a result of anti-discriminatory insurance law in the US. Take a look at Travel Insurance Comparison – Will I Pay More Buying Travel Insurance from a Comparison Website? This is really powerful consumer protection.

A travel insurance marketplace like AARDY will offer a multitude of different plans from some of the most respected travel insurance carriers in the country. You will only need a few minutes to check value for money, cover, and insurance carrier ratings.

Enjoy your next trip with JAL.

JAL Travel Insurance - Tokyo | AARDY.com

Safe travels.

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